HOAs in the Gallatin Valley: Why Fees Are High and Where to Find Homes Without Them

Posted by Rachel Verdone on February 19th, 2026

HOAs in the Gallatin Valley: Why They’re Expensive, the Pros and Cons, and Where to Find Homes Without Them

Homeowners Associations are a common part of buying property in the Gallatin Valley, but they are often misunderstood. Buyers regularly ask why HOA dues feel so high here, what they actually cover, and whether it is possible to find homes without them.

This is not just a theoretical conversation. I am actively working with several clients right now, many of them relocating to the Gallatin Valley, who are genuinely turned off by HOA fees here.

Just this morning, I was on a home tour for a condo property I truly love. It checks so many boxes. Functional layout, thoughtful finishes, strong location. And yet, it has come up multiple times with…

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Bozeman Retreat Real Estate: Why Retreat-Style Properties Are Smart Investments

Posted by Rachel Verdone on November 19th, 2025

Why Retreat Style Properties Are Becoming the Next Smart Buy in Montana

There’s a quiet shift happening in Montana real estate right now. Most of my clients tell me the same thing: they want land, privacy, and enough room to live a little more intentionally. And with land becoming more limited around Bozeman, retreat style properties are emerging as some of the strongest opportunities available.

These homes, especially the ones tucked just outside town, offer both a grounded lifestyle and a long term investment play. And it’s not hard to see why.

Privacy is becoming a premium

As Bozeman grows, land and elbow room are becoming the most sought after luxuries. Buyers are leaning toward homes where you can sip your morning coffee without a dozen…

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Montana Property Tax Law Changes 2026: What Homeowners & Investors Need to Know

Posted by Rachel Verdone on August 7th, 2025

Montana's 2026 Property Tax Shift: What It Means For Gallatin Valley (And Why Some Folks are Side-Eyeing It)

Montana's property tax laws are getting a major makeover starting January 1, 2026.

If you're a homeowner in the Gallatin Valley, whether that's Bozeman, Belgrade, Four Corners, or beyond, this matters to you. And while some of the changes feel like a win for full-time residents, there's a little more nuance beneath the surface.

Let's unpack it.

Why the Change?

Over the last few years, Montana's home values have skyrocketed, especially here in Gallatin Valley. But while home prices went up, our old property tax system didn't adjust. It was a flat rate: 1.35% across the board, whether you were living in your home full-time or renting…

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